Very recently Apple has tied up with 22 banks for their Apple Pay service. Apple is looking to let people pay automatically through internet transactions. Until now people in Canada were not able to use their bank issued Credit card for the Apple pay service. Customers of Royal Bank of Canada and Canadian Imperial Bank of Commerce can now easily add their bank‐issued debit or credit cards.

The consumers of ATB Financial and Canadian Tire Financial customers can also add their credit cards for all the Apple pay services however other banks like TD Dominion Bank, Bank of Nova Scotia and Bank of Montreal are just a week away from joining the services of Apple Pay. There are more than 28.5 million people using debit cards in Canada and more than 70 million people using credit card in Canada. There are more than 38 percent of the people using Apple phones in Canada. They can easily use NFC services to make the payment at the retailer point. Apple pay can be used to make the payment of $100 for the services however for all the payments which are over and above $100 a separate payment needs to be done.

Apple has an added layer of security for making the payment come across a secure gateway. The phone needs to read the fingerprint while making payment to read the authentication of the sure, Apple uses dummy virtual cards for the user so the user does not have to cancel or delete the card numbers every time. These dummy card numbers are attached with the original card at the back end of the user. There are at times when the Apple iPhone faces trouble to read the fingerprints. It generally happens when the phone is tapped with wet or sticky fingers. If the device is not unlocked for 2 days straight then the fingerprint will be deleted and the passcode will have to be reentered for setting up the whole process.